Building Laybella.co.uk with WordPress and WooCommerce: A Journey to a Beautiful Online Store

Creating an online store requires the right tools and approach to make it both functional and visually appealing, and for laybella.co.uk, WordPress and WooCommerce provided the ideal foundation. This blog post walks through the steps of building Laybella from scratch, with insights on using WordPress for flexibility, WooCommerce for powerful e-commerce capabilities, and a few …

Building Laybella.co.uk with WordPress and WooCommerce: A Journey to a Beautiful Online Store Read More »

Building CastleWatch: My Journey into Web Development

Building CastleWatch: My Journey into Web Development As someone who’s recently ventured into the world of web development, I’m excited to share my latest project: CastleWatch. This project has been a rewarding learning experience in HTML, JavaScript, PHP, MySQL, and understanding how web hosting works. I’ve also had the chance to play around with the …

Building CastleWatch: My Journey into Web Development Read More »

From the Glitzy to the Mundane: Crypto Regulation

Almost every day we hear of a new shiny set of crypto coins or protocol listed on your friendly crypto exchange and inevitably thrust into the ‘mainstream’. I suspect this is going to continue well into the future. The concepts the prop up these assets, are still novel and in their infancy (10 years on), and are developing at an incredible pace. The value of crypto assets, especially Bitcoin and Ether is increasing and gaining legitimacy, and this attracts people’s attention to this area. Somewhat of a self fulfilling process. But there is a sting in the ‘tale’, pun intended.

The Role of Technology in Mortgage Lending

This is not my paper, the full paper can be found here: https://academic.oup.com/rfs/article/32/5/1854/5427780 Technology-based (“FinTech”) lenders increased their market share of U.S. mortgage lending from 2 percent to 8 percent from 2010 to 2016. Using market-wide, loan-level data on U.S. mortgage applications and originations, we show that FinTech lenders process mortgage applications about 20 percent …

The Role of Technology in Mortgage Lending Read More »

Mortgages on Blockchain- a working Proto-type using Hyperledger Fabric From the Medium Page of Raj Shimpi.

Raj Shimpi Feb 15, 2018 · 6 min read Background Mortgage industry has been around for a long time but has not improved its end to end mortgage application processing times. This is due to the archaic technology and processes still followed by the parties involved in the mortgage food-chain. Currently it takes on an average of 40+ …

Mortgages on Blockchain- a working Proto-type using Hyperledger Fabric From the Medium Page of Raj Shimpi. Read More »

The Wetherspoons Effect: Houses near British favourite sell for less

April 11, 2019 | 4 min read Original link and Credit -> https://mojomortgages.com/learn/article/the-wetherspoons-effect Houses within walking distance of a Wetherspoons sell for 27% less than the local average, we’ve discovered.We’ve all heard of the Waitrose Effect, which sees property near one of the up-market stores boosted by as much as £36,000 – with this in …

The Wetherspoons Effect: Houses near British favourite sell for less Read More »

When Climate Change Leads to Mortgage Defaults

Simple steps to make sure lenders and homebuyers — not taxpayers — bear the risk. By Matthew E. Kahn and Amine Ouazad3 October 2019, 13:00 BST Rising risk of default. Photographer: Chip Somodevilla/Getty Images Matthew E. Kahn is a Bloomberg Distinguished Professor of economics and business and the director of the 21st Century Cities Initiative …

When Climate Change Leads to Mortgage Defaults Read More »

Trial, error, and the God complex

What I’m watching —Trial, error, and the God complex, a TED talk by Tim Harford (@TimHarford). Official description: “Economics writer Tim Harford studies complex systems—and finds a surprising link among the successful ones: they were built through trial and error. In this sparkling talk from TEDGlobal 2011, he asks us to embrace our randomness and start …

Trial, error, and the God complex Read More »