Blog

Things I collect from a variety of places either offline or online.

My Coding Journey

My coding journey started in earnest during the start of 2018 when I was asked to solve a mapping problem. After some experimentation I found google earth and with that the ability to load a .kml file into Google Earth that would allow a user to points of interest added to that map, it was …

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Instagram Scraping

Getting Instagram profile details using Python Instagram is a photo and video-sharing social networking service owned by Facebook. In this article, we will learn how can we get Instagram profile details using web scraping. Python provides powerful tools for web scraping, we will be using BeautifulSoup here. Modules required and Installation: Requests :Requests allows you …

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Stone Ridge 2020 Shareholder Letter

https://www.microstrategy.com/en/bitcoin/documents/stone-ridge-2020-shareholder-letter Dear Fellow Shareholder,  Shortly before the genius David Foster Wallace died, he delivered a college commencement speech that opens with a beautiful critique of our “default setting.”  “There are these two young fish swimming along and they happen to meet an older fish swimming the other way, who nods at them and says ‘Morning, …

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The Role of Technology in Mortgage Lending

This is not my paper, the full paper can be found here: https://academic.oup.com/rfs/article/32/5/1854/5427780 Technology-based (“FinTech”) lenders increased their market share of U.S. mortgage lending from 2 percent to 8 percent from 2010 to 2016. Using market-wide, loan-level data on U.S. mortgage applications and originations, we show that FinTech lenders process mortgage applications about 20 percent …

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The Wetherspoons Effect: Houses near British favourite sell for less

April 11, 2019 | 4 min read Original link and Credit -> https://mojomortgages.com/learn/article/the-wetherspoons-effect Houses within walking distance of a Wetherspoons sell for 27% less than the local average, we’ve discovered.We’ve all heard of the Waitrose Effect, which sees property near one of the up-market stores boosted by as much as £36,000 – with this in …

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When Climate Change Leads to Mortgage Defaults

Simple steps to make sure lenders and homebuyers — not taxpayers — bear the risk. By Matthew E. Kahn and Amine Ouazad3 October 2019, 13:00 BST Rising risk of default. Photographer: Chip Somodevilla/Getty Images Matthew E. Kahn is a Bloomberg Distinguished Professor of economics and business and the director of the 21st Century Cities Initiative …

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Graham Duncan: Talent Is The Best Asset Class – The Tim Ferriss Show

Graham Duncan: Talent Is The Best Asset Class – The Tim Ferriss Show https://tim.blog/2019/02/28/graham-duncan/embed/#?secret=cppWmnusHz On hiring: Focus more on references A great interview question – “If you were hiring somebody to do this job, what criteria would you use to hire them?” Credibility = Proven Confidence + Relationships + Integrity Spend more time thinking about tough …

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